If you are lucky in life you will never be involved in a car accident… your house will never be damaged and you’ll never be the victim of a crime. Unfortunately though, life’s not like that and chances are you will lose something that is valuable to you. That’s why you need reliable car and home insurance to protect your biggest assets.
INSURANCE FOR YOUR CAR
There are three basic types of Car Insurance available in South Africa:
Comprehensive car insurance covers your vehicle against accidents, fire and theft – and covers you against claims by third parties where you are liable for their damage.
Third Party, Fire and Theft covers your vehicle if it is lost or damaged as a result of fire or theft, and against third party claims, but does not include cover for accidents.
Third Party Only insurance covers third party claims where you are liable for the cost of damage or injury to others, but does not include cover for accidents, fire or theft.
Important: Your premium may be lower if you don’t choose Comprehensive cover, but if you damage or write-off your car in an accident you will have to cover the costs yourself.